Licensed from: Financial Service Commission of Ontario
Funeral Insurance for Senior Elderly parents
Do you know someone elderly who has no life insurance benefits planned?
That elderly person could be you yourself, your Mom or your Dad or a relative or a friend.
If answer is Yes, than we can help you or that individual to set up a simple life insurance plan that takes care of final expenses and other related cost such as hospital bills, other left over debt such as credit card bills, etc. when the time comes.
Most of us don't like to think about our own or for any loved one’s funeral, but no matter how much we ignore the inevitable, the truth is that when the time comes someone will be responsible for those expenses. The question is will it be our grieving loved ones like family members or friends who would pay the bill or would you plan ahead and take out funeral insurance to cover those costs so they'll have one less concern to worry about.
Funeral insurance protects your loved ones by covering the costs of the burial or cremation and service. Most funeral insurance policies range between $5000 and $25,000 in value and are available to persons up to age 90, so it never becomes too late to start life insurance plan, earlier the better as your good health and young age can get you lower premiums, which never change over the years and cover you till you live.
One of the best things about funeral insurance plans is that they are affordable and accessible to everyone. Funeral insurance premiums are payable monthly so as you could still pay the premiums even if you are on fixed income or low income, enrolling into a funeral insurance plan does not require a medical exam, so people in high risk categories, such as smokers, or with pre-existing medical conditions can still qualify however if you are healthy with very few health conditions which are under control with medication then we can assure you lowest possible premiums as we as a broker shop around for you and assure you no one can do better than us.
Even without these benefits, the reality is that funeral costs are constantly getting higher and most of our current life insurance, if we have any, simply is not enough to cover medical bills, existing debt, and burial or cremation expenses. Even of you have a existing policies which you carried out with some intended purpose such as to pay off mortgage or leave some money behind for grand kids to complete higher education or spend money at time of marriage or any thing else you could leave that policy for that intended purpose only and just take out dedicated policy for final expenses. With an additional funeral insurance policy, we can be assured that our loved ones have the funds necessary for a proper farewell.
Other good reason to carry out additional life insurance policy is generally females out live males as there spouse pass away they need for financial assistance and they need little extra with them to continue with the same life style.
Funeral insurance provides security and shows those we love that we cared enough about them to plan ahead and to save them from the unnecessary stress of paying for our funeral. But, more than that, funeral insurance can also be used to pay off additional medical costs or other incurred bills so our families will not be hounded by debt collectors at one of the saddest moments of their lives. Funeral insurance benefits are 100% TAX FREE.
We offer you personalized and professional assistant with are experienced and caring licensed Life Insurance brokers.
Final expense insurance is a smart choice for anyone and everyone because we never know when the time will come. Funeral insurance is easy to get and to afford. Funeral insurance provides tax free money to help them through this emotional difficult time so as at this weakest emotional point they don’t have to worry about money. Funeral insurance also provides us with the peace of mind of knowing we have eased the financial burden and the stress of our loved ones by taking important step of buying a plan now to prepare for the future.
A Funeral/ Final Expense Life Insurance policy is really our last way of saying to our loved ones "I love you."
"I would gladly recommend Life Insurance Advisors to my friends or anyone who might be interested in buying life insurance. Mike personally handled my account and was especially responsive to my needs. I was equally impressed with the low cost of my insurance policy." - Alexander & Mary, Peterborough ON
"Your service and assistance in obtaining my life insurance policy has been outstanding in every aspect." "Job well done!! Will definitely recommend! Shaun & Tanya, Etobicoke ON
"AJ was very helpful and non-pressuring. I called him for quotes and after sending them to me, he didn't keep calling every other day to see if I would buy. AJ allowed me a lot of time to make my decision. When I did have questions, he returned my calls promptly and was very helpful. I enjoyed working with AJ on this matter." - Noel & Usha, London ON