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Health Benefits

Prescription Drugs No Deductible, Pay Direct Drug Card Provided. Benefit Maximum: Base Plan, Covered at 80%, Maximum of $1,000 per year. Deluxe Plan, Covered at 90%, Maximum of $1,000 year one, $1,500 year two, $2,000 every year there after. Any treatment or medication prescribed for fertility, obesity or smoking cessation is not covered.

Extended Health Services: No Deductible In home private nursing up to $5,000 per year (Base Plan) $7,500 per year (Deluxe Plan). Ambulance, Accidental Dental. Hearing Aids up to $500 every 36 months. Paramedical Services up to $400 annually per practitioner including Physiotherapists, Clinical Psychologists, Chiropractors, Osteopaths, Naturopaths and Speech Therapist. Acupuncturist & Registered Massage Therapist: $20.00 per visit to a maximum of 20 visits per year. Coverage is provided after Provincial Health Plans are exhausted (where applicable).

Dental Benefits: Can be purchased with the Health Plan Basic Benefits covered at 80% Diagnostic services, Emergency oral exams once every 3 years, Full series x-rays once every 3 years Bitewing x-rays, recall exams,once every 9 months Preventive services, including cleaning, scaling and fillings, oral surgery, including extractions BASE PLAN: Periodontal scaling/cleaning 6 time units every 12 months DELUXE PLAN: Periodontal scaling/cleaning 8 time units every 12 months Endodontic treatment covered at 70%(root canal therapy), standard denture services and more.

Benefit Maximums BASE PLAN: $750.00 year one, $1,000 every year thereafter. DELUXE PLAN: $1,000 for each years one and two, $1200 every year thereafter

Emergency Out of Province (included with Health Only or Health and Dental) Up to $l,000,000 coverage per insured for up to 60 consecutive days, with unlimited trips per year. Coverage provided in excess of Provincial Plans and includes hospital, medical, accidental dental, prescription drugs and repatriation in the event of death. Special toll free numbers are provided for claims. This is a brief summary of benefits. Refer to your plan booklet for detailed information including Exclusions and Limitations


"I would gladly recommend Life Insurance Advisors to my friends or anyone who might be interested in buying life insurance. Mike personally handled my account and was especially responsive to my needs. I was equally impressed with the low cost of my insurance policy." - Alexander & Mary, Peterborough ON

"Your service and assistance in obtaining my life insurance policy has been outstanding in every aspect." "Job well done!!  Will definitely recommend! 
Shaun & Tanya, Etobicoke ON

"AJ was very helpful and non-pressuring. I called him for quotes and after sending them to me, he didn't keep calling every other day to see if I would buy. AJ allowed me a lot of time to make my decision. When I did have questions, he returned my calls promptly and was very helpful. I enjoyed working with AJ on this matter." - Noel & Usha, London ON


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We serve all of Ontario including: Acton, Ajax, Almonte, Amherstberg, Ancaster, Aurora, Barrie, Beamsville, Belleville, Bolton, Bracebridge, Bradford, Brampton, Brant, Brantford, Brighton, Brockville, Burlington, Cambridge, Cayuga, Chatham, Churchill, Clarence, Clarington, Cobourg, Collingwood, Cornwall, Essex, Fort Erie, Georgetown, Goderich, Gravenhurst, Guelph, Grimsby, Gwillimbury, Haldimand, Hamilton, Hawkesbury, Huntsville, Ingersoll, Kenora, Keswick, Kingston, Kingsville, Kitchener, LaSalle, Lincoln, Lindsay, Listowel, London, Milton, Markham, Midland, Mississauga, Napanee, Newmarket, New Alliston, Niagara Falls, Niagara on the Lake, North Bay, Norfolk, Oakville, Orangeville, Orillia, Oshawa Ottawa, Owen Sound, Paris, Parry Sound, Pelham, Pembroke, Petawawa, Peterborough, Pickering, Picton, Port (Pt.) Colborne, Port Dover, Port Elgin, Richmond Hill, Sault Ste. Marie, Sarnia, Scarborough, Simcoe, Stoney Creek, Stratford, Strathroy, St. Catharines, Stouffville, St. Thomas, St. Mary’s, Sudbury, Tecumseh, Thornhill, Tillsonburg, Timmins, Thorold, Thunder Bay, Toronto, Trenton, Vaughan, Vineland, Wasaga Beach, Waterloo, Welland, Whitby, Windsor, Woodbridge, and Woodstock.