 Critical Illness Insurance - Transition
Transition critical illness insurance provides you with a lump-sum payment after a critical illness is diagnosed. As a result, you can devote 100% of your energies to your recovery, without worrying about the financial impacts of the illness.
 Who Should Consider Critical Illness Insurance?
Features and Advantages of Transition
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Who Should Consider Critical Illness Insurance?
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Anyone who wishes to be protected against financial concerns resulting from a critical illness:
- persons who would like to obtain specific medical treatments
- parents who would have to temporarily leave their jobs to devote themselves to the recovery of their child
- persons who would like to have home nursing care or to go on a trip to assist in their recovery
- business owners or self-employed workers who would have to compensate for the loss of productivity or clients after an illness.
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Features and Advantages of Transition
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| You obtain a tax-free lump-sum payment 30 days* after diagnosis of a critical illness. This payment may be used in any way you wish, without restriction. |
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| Your premiums and protections are guaranteed, renewable every 10 years or level up to the age of 75 years or for your lifetime.. |
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| You can obtain protection of between $10,000 and $2 million. |
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| Industrial Alliance reimburses the premiums in the event of the insured's death if the insured was not entitled to payment of the Transition benefit. |
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| You may surrender your insurance and obtain a refund of your premiums. |
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| Additional benefits are available. |
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| You may insure up to nine persons under the same contract. |
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